Category Archives: Risk Management

A New Concept for Dealing With Workplace Injuries

Category : Employee Benefits

As a business leader you recognize that, despite all the precautions your company can take, accidents happen. In their training, supervisors and employees are all made aware of the routines to follow when an injury occurs. Now experts are taking an enhanced look at the transition between the moment of an injury and an employee’s return to the work floor. New concepts are making the process work better for all involved.

Finding Better Ways to Deal With Job-Related Health Issues

One productive new idea to deal with jobsite health concerns is a Telephonic Nurse Triage Program. In a nutshell, when an injury occurs, rather than sending an employee home or to a clinic, the injured person phones the triage nurse who can assess the situation and immediately determine the best treatment options. The program has proven to have several benefits:

  • It cuts down on lost workdays as well a worker’s comp claims
  • It automatically steers employees to the proper medical provider
  • It offers prompt, proper medical advice for clinic or in-home care

Keeping Your Workforce Healthy Is a Necessity

For the sake of productivity and worker morale, maintaining good healthcare practices is always essential. Considering the incredibly tight labor market, which is forecast to continue throughout the remainder of the decade, it is all the more important to keep employees healthy.

Parental Leave Basics

Category : Employee Benefits

If you’re expecting and gainfully employed, you need to educate yourself about parental leave laws and policies. You may think you know everything, but both company guidelines and employee expectations are reshaping this type of benefit. There can be vast differences between maternity leave in the staffing industry and paternity leave in the tech sector. Over the last few years, many employers have been extending parental leave benefits to attract and retain a younger pool of talent. Let’s take a quick look.

Staffing Industry Basics

If you work in the staffing industry as a temporary worker you may or may not be entitled to job protection under the Family and Medical Leave Act. Ask specific questions of both your temp agency and the company with which you’ve been placed. It depends on how many people both the company and the temp agency employ, as well as the number of staff the temp agency has placed with the company to which you’ve been assigned.

Full-Time Trends

If you’re a full-time employee somewhere and considering parenthood, look closely at the benefits your employer is offering as compared to their competitors. Many companies are increasing paid time off for:

  • Expectant mothers
  • Expectant fathers
  • Prospective adoptive parents
  • Surrogate mothers
  • Foster parental leave.

Your benefits may extend beyond what FMLA dictates you get. Be sure to know how much time off your employer offers.

Why Every Library Needs a Risk Management System

Category : Risk Management

Whether you’re a book lover or not, it’s hard to deny that libraries are pivotal to the success of any community. From summer programs for kids to free internet access, they offer something for everyone. Their public-facing nature, however, means libraries face a greater risk of experiencing profound losses and damages. Fortunately, having a library management system in place helps minimize the impact of these threats. 

Prevent Theft 

Most libraries are stocked with more than just books. Video equipment, computers, and informational CDs and DVDs are available for in-house use and usually can be rented. This access increases the chances that thieves can covertly steal any of these items, all of which are expensive to replace. 

Avoid Cyber Attacks

Any business or community space with public computers are vulnerable to cyber attacks. A patron can introduce a virus to the computer, intentionally or accidentally, and hackers can access the databases that contain personal information on the library’s patrons. 

Reduce Opportunities for Harassment 

Unfortunately, due to their private nature––complete with nooks, crannies, and study rooms––sexual harassment is not an uncommon occurrence within library walls. To avoid legal trouble, libraries must put in place strict policies that ensure the emotional and physical safety of all patrons. 

These are just a few threats that the average library faces on a daily basis. To ensure long-term success, it’s critical that every library develop a management plan to assess and account for these risks. 

Risk Management

3 Ways to Improve Manufacturing Risk Management Plans

Businesses continue to rely on manufactured goods whether packaged foods or healthcare supplies. In addition to having manufacturing insurance in New Mexico, manufacturers need these other key pieces to effectively cover their risks.


Manufacturing insurance in New Mexico protects more than the building, according to Daniels. The insurance takes into account the office equipment and the machinery used to manufacture goods. When a business faces interruptions due to a malfunctioning piece of equipment, the business has coverage.


To properly align your risk management plan, you need to look not just to the past and today, but also to the future. Risk assessment needs to be thorough with the business’s best interests in mind to be valuable. Product development, cybersecurity, emerging markets and cloud computing all pose risks in the future if not managed today.


Who owns the risks in various aspects of the business? Do the employees, management or owners? Understanding who owns different risks can help the business address them proactively. This then allows for risk oversight that can save the business financial headaches and limit liabilities now and moving forward.

Protect your business with manufacturing insurance in New Mexico. Then take time to assess your current risk management plan and make sure risk ownership is properly allocated. These steps can improve the business’s ability to move forward into the future.