Month: May 2019

commercial insurance florida

Protecting Florida Businesses

Protecting Florida Businesses

When it comes to risks in your business, you need an insurance policy that protects you when your plan details. Commercial insurance in Florida helps your business operate smoothly, even when things go wrong.

Commercial Insurance Policies

The last thing you want is a one-size-fits-all policy that offers protection, just not the kind you need. Your business faces risks unique to the industry and market you serve, which is why an insurance policy should be tailored to meet your needs and face those risks head-on. To do that, an agent will need to conduct an analysis of your business and industry to determine the scope and limits of a policy that best reflects your needs. Coverage options for your commercial policy include the following:

General and professional liability
Cyber liability
Workers’ compensation
Employment practices liability
Directors and officers liability
Commercial property
Surety bonds
Commercial umbrella

You can also add this insurance onto an already existing policy to fill in any gaps or enhance the policy you currently have. If you are worried about future risks, an agent can also assess potential threats to your business and create a policy that mitigates that.

Policies Built for Your Business

Your business is unique and should have a unique insurance policy. If you own a business and want to be protected from unexpected and potentially disastrous events, then you need commercial insurance in Florida.


Professional Liability Insurance Programs for Real Estate Firms

Real Estate Firms: How to Fight the Disgruntled Client

Real Estate Firms: How to Fight the Disgruntled Client

Lawsuits happen. They particularly happen on the regular when it comes to the real estate industry. People have a lot of money tied up in the business, so it makes sense for suits to happen. This is exactly why a firm needs professional liability insurance for real estate firms.

What Is Real Estate Insurance?

As a real estate firm, you do everything that you can to please your client. Unfortunately, this isn’t always enough. There are always going to be clients who are unhappy with their service. Sometimes, this might be due to a miscalculation on your part and other times, it may be because the client was unable to receive what he or she wanted.

This is where professional liability insurance programs for real estate firms come into play. It’s important to have proper coverage to fight against claims.

Negligence and Errors

If your firm is facing losses due to errors, negligence or any other omissions in your services, then you should have insurance to back you up. These fees can end up too costly for most people to deal with. In this case, it’s better to have insurance to pay. Otherwise, your whole firm will suffer the loss.

When it comes to professional liability for real estate firms, it’s impossible to go without it. You can never predict when something might happen and if you’ll be prepared for it without insurance.