Myths to Know About Commercial Truck Insurance

Commercial Truck Insurance

Myths to Know About Commercial Truck Insurance

As a trucker, you probably already know that a commercial truck insurance policy is necessary to operate. As you shop around, however, it is important that you can tell the myths from the facts.

Employees Are Always Covered

Some people mistakenly believe that employees are covered under their insurance policy. This can be devastating if an employee is an accident and you discover that he or she was not covered under your policy. To make sure that your commercial coverage includes employees, you need to make sure that there is a permissive use option. Otherwise, you have to name the other drivers of the rig.

Insurance Premiums Don’t Change

When you invest in a commercial truck insurance policy, you might think that your premiums are going to be set in stone. However, you do have control over your premiums. If you have a higher deductible, you can reduce your premiums. Also, certain company safety programs can lower your premiums. Some companies will even provide discounts on premiums if you have a dashcam or other accountability system installed.

When you’re shopping for insurance, there are a lot of details that you have to consider. First and foremost, you need to make sure that you are aware of all of the facts about coverage.

Volunteer Workforce

How to Best Support and Utilize Your Volunteer Workforce

A nonprofit organization that relies on help from volunteers to advance its mission has to nurture positive volunteer experiences while also making the most of their volunteers’ contributions. It’s important that organizations develop volunteer management policies that will ensure that both volunteers and the organization are satisfied with volunteers’ duties.

Offer Thorough Training

It would be unreasonable for an organization to expect that volunteers start their work with all of the knowledge that they need to produce outstanding work. Even when a volunteer has worked or volunteered in a similar role in the past, all organizations operate differently. Volunteer coordinators need to implement training programs that will cultivate volunteers’ ability to perform their duties with skill and care.

Make the Experience Educational

Many volunteers aren’t working with an organization for the sole purpose of volunteerism. In fact, individuals are often looking to learn job skills. In addition to training on volunteer duties, organizations should strive to impart educational elements with practical applications into their volunteer programs.

The quality of training is fundamental to volunteers’ ability to complete their duties with ease and accuracy, and the balance between education and work is a key component of ensuring that volunteers have a good experience with an organization and are willing to commit their time for an extended period of service.