What Does ATV Insurance Cover?

What Does ATV Insurance Cover?

There’s nothing like ripping around the trail in an ATV, whether its a bright sunny day or a festival of mud. The freedom and thrills of all-terrain vehicle driving are what keep riders coming back for more time and time again, and what compels them to buy new equipment and upgrades.

Even taking a tumble can occasionally be fun in this rough and tumble sport – but you want to make sure that you are properly insured before engaging in any kind of risky activity.

What ATV Insurance Covers

ATV insurance is a must-have for weekend warriors who just want to let loose and have fun. You’ve invested a substantial amount in the equipment you’ve purchased so far, and you’ll want to protect that investment. Most insurance of this type will cover general liability, personal injury, and collisions. Some policies are comprehensive and will encompass everything you need.

For those who want more than just the basics, there are a ton of add-ons available to make your coverage even more comprehensive. A qualified insurance agent can advise you on which additions make the most sense based on your own particular type of activity. That way, you’ll be able to go free-wheeling without worrying about damage or liability.

ATV insurance is basically worth its weight in gold just for the peace of mind that comes with any good policy.